Net Banking क्या है ? इन्टरनेट बैंकिंग के फायदे और नुकसान की जानकारी

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Net banking kya hai internet banking full detail in hindi

Hii friends online banking net banking kya hai, नेट बैंकिंग क्या है ye main aaj aapko yaha par batane wala hu. aap student business man, sales man, normal person koi bhi ho aapka bank me account to hoga hi kyoki aaj kal koi essa koi nahi hai jisska bank me account na ho chote bacche se lekar old man(bujurgo) tak sabhi ka kisi na kisi bank me account hota hi hai. or jabse 500-1000 ki currency change hui hai tab se bhut se logo jinka pahle account nahi tha unhone bhi apna bank me account open Kara liya hai. to ye to rahi bank account ki baat ab main topic par aata hu.

Net banking kya hai नेट बैंकिंग की पूरी जानकारी हिंदी में 

friends jaisa ki Maine aapko upper bataya agar aapka bank me account hai to aap apni bank se debit card (atm) le sakte hai or mobile banking and net banking jaisi bhut si facility aapko di jati hai. Net banking ko internet banking bhi bolte hai jisska MATLAB hai ki aap internet se banking kar sakte ho. issme aap asani se internet ke through kisi ko bhi money (पैसे ) send(भेजना) kar sakte hai or kisi se bhi money (पैसे) received(प्राप्त) kar sakte hai.

online banking se apne dwara kiye jane wale transaction jaise debit credit etc dekh sakte hai. issme aap apne account ka balance bhi dekh sakte hai. or esse Bhut se features aapko internet banking me milte hai. issme aapko apne bank tak jane ki jarurat hi nahi hoti aap apne sabhi transaction (भुगतान) ghar baithe online hi kar sakte hai.

Net banking facilities in Hindi, नेट बैंकिंग की सुबिधा 

1. isske dwara aap apne bank account ka balance online check kar sakte hai or apne sabhi transaction jaise aapne kaha par paise kharch kiye or kaha se aapko paise mile vo sabhi aap issme dekh sakte hai internet banking me aap apne old and new  sabhi transaction dekh sakte hai.

2.  Net banking me aap ghar baithe ki yani bina bank jaye bhi passbook, debit card, credit card ke liye online apply kar sakte hai.

3. Isse aap asani se online shopping kar sakte hai or online kuch bhi buy kar sakte hai or government site par bhi aapko koi form ka bill pay karna hai to bhi aap net banking ke through kar sakte hai

4. isse aap asani se apne dosto or relatives ko online money transfer kar sakte hai or  net banking ke through aap online fixed deposit, recurring deposit jaise account open kara sakte hai in account ko aap online manage kar sakte hai.

Kon kon si banks net banking ki facility deti hai ? 

  1.  Central bank of india (CBI)
  2. state bank of india(SBI)
  3.  punjab national bank(PNB)
  4.  iCIC bank
  5. union bank of india
  6. HDFC bank
  7. Axis bank

inke alawa bhut si essi or bhi banks hai jo aapko Net banking ki subhitha deti hai jinke bare me pata karne ke liye aap apni bank branch me jakar puch sakte hai.

Net banking use kaise karte hai ? नेट बैंकिंग का उपयोग कैसे करे – पूरी जानकारी

aap mese bhut se log soch rahe honge ki net banking ka istemaal kaise karte hai to main yaha main aapko short me or easily batunga ki kaise aap isko use kar sakte hai

  • sabse pahle aapko apni bank me jana hoga jissme aapka account hai kyoki online aap net banking prapt nahi kar sakte hai.
  • ab bank me jakar waha aapko accontant se ek net banking form lena hoga ussme apni sari detail sahi se fill karke form submit(jama) karde.
  • fir aapko bank se kuch days baad Net banking kit milega jissme aapka user id or password hoga. ( agar aap kisi bhi bank me new account open karate hai to ussme form me likha rahta hai ki aap net or mobile banking ko use karna chhate to usme tick karde isse aapko bank me account open karane ke sath hi net benking kit mil jayega.)
  • ab aapko apne computer me aapka jis bank me account hai uski site open karni hai or ye user id or password ka use karke login kare.
  • fir waha bhut se option dikhege aap chahate hai to user name or password change bhi kar sakte hai sabhi detail fill karne ke baad aap dashboard par punch jayege jaha par aapko apne account ka balance dikhne lagega or aapki net banking activate ho jayegi. fir aap kabhi bhi issme user id or password se login kar sakte hai.

Net banking ke fayde( benefits) in hindi

  1. Account ka balance check kar sakte hai sath me apne dwara kiye gaye all transaction ki statement bhi dekh sakte hai
  2. issme FD RC jaise khata bhi khol sakte hai
  3.  mobile phone ko online recharge kara sakte hai ya apni sim ke number ka recharge online kara sakte hai.
  4. kisi bhi E- commerce sitte se koi bhi product buy karke usska payment online kar sakte hai.
  5.  bus ticket movies ticket ki online booking kara sakte hai
  6. isse aap other site ya recharge app jaise paytm, mobikwik, bhim and phone pay app me bhi money add kar sakte hai

Net banking ke nuksan (Loss) in hindi

1.issme aapka username and password hi aapke bank ki kry hote hai matlab ki agar aapne galti kisi ko bhi apna net banking username or password bata diya ya ussne dekh liye to vo asani se aapke bank ke sare paise nikaal sakta hai.

2. bhut se log n Cyber cafe ya other kisi computer shop ke computer par apni net banking ka user id or password dalkar login kar dete hai or logout bhi kar dete hai lekin aapko pata nahi hoga aapne logout karne ke baad bhi aapka user id or password uss computer me save ho sakte hai

kyoki bhut se apne computer me keyboard thumb jaise software ka use karte hai or usse aap keyboard se jo bhi type karte hai vo save ho jata hai issliye sabhi bank ki site me aapko on screen keyboard milta hai.

3. bhut se log online fraud ka sikar ho jate hai kyoki unhe bhut se scammer log phone karte hai or kahte hai ki aap apni bank ki detail bata sakte hai aapke account me kuch gadbad hai esse logo se savdhaan rahe or inhe kabhi bhi apni bank ki detail na de. bank accountants ke pass aapki sabhi jankari rahti hai issliye vo aapko kabhi bhi phone karke aapki detail nahi jannege.

4. aapke computer me agar koi virus hai to bhi aapki net banking ki detail leek ho sakti hai issliye apne computer me accha antivirus hi use kare jaise Quick heal.

5. issme aap login kare to direct apne computer ko off na kare sign out ya logout karne ke baad hi computer off kare.

6.  Net banking se payment karne par otp code aapne mobile number par aata hai uss code ko kisi ke sath bhi share na kare.

Dosto Net banking ki full information, इन्टरनेट बैंकिंग के फायदे और नुकसान wali ye post  aapko acchi lage to isse social media site par apne friends ke sath jarur share kare or essi or bhi  post ko padhne ke liye humari site par visit karte rahe.

13 COMMENTS

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    • thanks net banking kya hai aur internet banking ko kaise use kare wali ye information aapko acchi lagi acchi baat hai essi or bhi banking se related post ke liye humari site par visit karte rahe.

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